HOME PURCHASE

Are you ready to purchase a new home? Are you thinking of investing in real estate? Are you  thinking about thinking about it? Great!  You've come to the right place.  While calling a Realtor may sound like the right first step, it's always best to start with a qualified lender.  At Lucent Mortgage, your Mortgage Coach will help educate you on the buying process, explore various loan options available to you and help you determine not only your max buying power, but also your max price point to keep your payments where you want them.  Once we've come up with a clear plan, the fun part starts - shopping for your new home.  When you're ready to get started, please use the link below to request your complimentary homebuyer consultation.

 Picture this: you're sitting in your dream home, surrounded by family and friends, making memories that will last a lifetime. It's a beautiful thought, isn't it? But how do you make that dream a reality? That's where we come in. As Mortgage Advisors, we understand that buying a home can be daunting, especially if you're a first-time homebuyer. But it doesn't have to be! That's why we host free classes at local pubs in Placer & Sacramento County. Join us and learn how to navigate the homebuying process, secure financing, and find your perfect home. 

But it's not just about the class - it's about the experience. We'll provide the atmosphere, the food, and the drink to create a welcoming, enjoyable, and informative evening. Don't miss out on this opportunity to take control of your future and make your dream a reality. Sign up now and let's start building your future together! To be notified on the next class, please join the waitlist below.

Is your current rate too high?  Are you wanting to get rid of monthly mortgage insurance?  Do you need to access your home equity to complete a remodel or cover large expenses like education or consolidate debt?  If so, refinancing could be the right solution for you.  Refinancing allows your current loan to be paid off and replaced by a new loan that better suits your current needs. At Lucent Mortgage we offer a complimentary mortgage review to help you determine if refinancing is the best option for you.  For assistance in exploring your options, please use the link below to request your complimentary mortgage review.

Congratulations on taking the first step towards financing your home.  This guide will provide you with an intro to Lucent Mortgage as well as:

• Walk you through the loan process, start to finish
• Confirm the Do's and Don'ts you'll want to adhere to during your home finance journey
• Provide a checklist of documents you'll need to gather to obtain loan approval

Every Monday, we publish the Market Munchies with Gene and Bernie where we break down what is happening in the current market, what market news is due out for the week, and the impact of that news on current mortgage rates.   Check back weekly for the Market Munchies Update or contact us to be added to the  weekly distribution list.